Digital Banking • Core Banking • FinTech

Powering Digital Finance for Microfinance Banks, Cooperatives & Investment Houses

Microbase provides secure, modular and configurable core banking software and mobile apps — built for Nigerian institutions and tailored to regulatory & business realities.

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Background

Microbase software application and solutions is a dynamic ICT company with high-technology resources and people. We partner with organisations to deliver websites, bespoke software, training, and consultancy — enabling business transformation and accessible technology adoption across government, companies, and educational institutions.

Known for qualitative training and professional ICT services, we combine local knowledge with global best practices to help organisations launch and scale digital financial services.

Microbase Illustration
Why Microbase?

Local experts • Configurable products • Secure, scalable infrastructure • API-first integrations

Vision

To bridge the gap between ICT and the world, and to be the foremost human capacity transformatory development organization through leading edge technology in Nigeria and the West African sub region.

Mission
  • Spread the dividends of ICT and capacity building to individuals and businesses.
  • Promote quality learning, performance and transition to productive participants in society.
Values

Teamwork • Respect • Integrity • Professionalism — We act with accountability, trust, dignity and efficiency in all we do.

Core Banking Modules — Functional Overview

A modular platform covering customer profiles, transactions, loans, investments, reporting and integration capabilities.

Profile Management (CIF)

Create and maintain a single customer record (CIF) linking accounts, loans and services. KYC, BVN/NIN integration, duplicate detection and biometric capture supported.

Credit, Debit & Fund Transfer

Real-time credit and debit processing, fund transfers, approval workflows, reversals, multi-currency and fraud/velocity controls.

Loan Management

Loan origination, underwriting, disbursement, flexible interest models, repayment scheduling, monitoring, collections and recovery workflows.

Investment Booking & Management

Record and manage fixed deposits, treasury bills, mutual funds — lifecycle tracking, interest accruals, rollovers and redemption handling.

System User Profile Management

User creation, role-based access control, MFA, authentication settings, activity logs and account lifecycle management for staff.

System / Software Configuration

Define account, loan and investment products, business rules, behavior automation and version-controlled configuration without coding.

Reports & Dashboards

Loan monitoring, schedules, expected vs actual payments, collection reports, ROI, business position and balance sheet reporting with export and scheduling.

Notification (Email & SMS)

Transaction alerts, loan reminders, account updates and promotional messages via Email, SMS, WhatsApp and push — templated and scheduled.

Competitive Differentiators

API-first design, sandboxed integration gateway, risk & fraud engine, workflow & approval engine, compliance automation (AML/KYC), data encryption & disaster recovery. Local integrations with BVN, NIBSS, local payment gateways and partner ecosystems.

Fintech / Core Banking Comparison — How Microbase Stands Out

Corporate Summary

In the competitive landscape of Nigerian fintech and core banking providers, established firms focus on either large-bank deployments or payment rails. Microbase differentiates itself by providing a modular, compliant and locally tuned core banking platform targeted at Microfinance Banks (MFBs), Microfinance Institutions (MFIs), cooperatives and investment houses. Key institutional advantages include:

  • Regulatory alignment: Built with local compliance in mind (BVN, NIBSS integrations, AML/KYC workflows).
  • Product configurability: Version-controlled product setup for loans, deposits, investments without code changes.
  • Operational controls: Granular RBAC, audit trails and workflow approvals for segregation of duties.
  • Reliability & security: Encryption at rest and transit, disaster recovery and role-based session controls.
Marketing / Client-Facing Summary

Microbase brings enterprise-grade banking features into an easy-to-use package for smaller financial institutions. Think of us as the platform that lets cooperatives and MFBs go digital fast — with ready mobile apps, an open API gateway for partners, automated notifications (SMS, email, WhatsApp), and dashboards that show you the health of your business at-a-glance. If your organisation needs a secure, scalable and locally supported core banking solution — Microbase is built for you.

Short takeaway: unlike some providers who focus solely on payments or large bank modernization, Microbase blends core banking depth with agility and local support — ideal for Nigerian microfinance and cooperative ecosystems.

Our Team

Meet the dedicated professionals driving Microbase forward.

Titus T. Timothy

MD/CEO
Titus T. Timothy

Uaa A. Peter

Head ICT
Uaa A. Peter

Akor F. Dominic

Chief Legal
Akor F. Dominic

John O. Idoko

Operations / Audit & Control
John O. Idoko
Aim & Objectives — Futuretech Integrated Solutions

Aim: To help organisations, governments, companies and individuals spread ICT technology to the populace.

Objectives:

  1. Bridge a medium between the less privileged and the privileged using ICT.
  2. Bring the price of acquiring IT proficiency to its barest minimum.
  3. Develop and empower individuals through ICT training.
  4. Help companies, schools and hospitals boost services with technology.
  5. Develop software to maintain databases and HR operations.
  6. Facilitate businesses to reach customers using ICT.